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Real Estate Law

Guiding Property Transactions Across Jamaica

Overview

Property transactions in Jamaica are governed by the Registration of Titles Act, which establishes a system of registered land titles administered by the National Land Agency (NLA). Whether you are purchasing your first home in Montego Bay, investing in commercial property in Kingston, or a member of the diaspora acquiring land in Jamaica, understanding the conveyancing process is essential to protecting your investment.

At ARCO, our real estate team handles every aspect of property law — from conducting comprehensive NLA title searches and verifying the absence of encumbrances, caveats, and liens, to preparing Agreements for Sale that protect your interests. We guide you through Stamp Duty calculations (which vary based on property value) and Transfer Tax obligations (currently 2% paid by the purchaser) with the Tax Administration Jamaica.

We serve both local buyers and overseas diaspora clients purchasing property in Jamaica. Our team coordinates with the National Land Agency for title registration, liaises with financial institutions for mortgage documentation, and ensures all statutory requirements are met so you receive your Certificate of Title without unnecessary delay.

Our Services

Comprehensive real estate law services tailored to your needs.

Conveyancing

End-to-end property transfer from title search to NLA registration

Land Development

Subdivision approvals, development orders, and NEPA compliance

Construction Law

Construction contracts, lien enforcement, and dispute resolution

Property Sales & Purchases

Drafting and reviewing agreements for sale for residential and commercial property

Title Searches

Comprehensive NLA title verification, encumbrance checks, and caveat searches

Mortgage Documentation

Mortgage agreements, discharge of mortgages, and refinancing documentation

Our Process

A clear, step-by-step approach to achieving the best outcome for your matter.

1

Initial Consultation

We discuss your property goals, review any existing documents, and outline the legal process specific to your transaction.

2

Title Search & Due Diligence

Our team conducts a thorough title search at the National Land Agency to verify ownership, check for encumbrances, caveats, and liens.

3

Agreement for Sale

We draft or review the Agreement for Sale, negotiate terms, and ensure all conditions protect your interests.

4

Stamp Duty & Transfer Tax

We calculate and facilitate payment of Stamp Duty and Transfer Tax (currently 2% for purchasers) to Tax Administration Jamaica.

5

Registration & Completion

We prepare transfer documents, submit to the NLA for registration, and ensure you receive your new Certificate of Title.

Frequently Asked Questions

Common questions about real estate law in Jamaica.

Schedule a Consultation

Discuss your real estate law needs with our experienced team. We are here to guide you through every step.